Welcome to www.OnlineOrganizing.com -- A World Of Organizing Solutions Your Order Your Shopping Cart About Us Contact Us Site Map
Do You Need Help Getting Organized?Shop For Organizing And Business Development ProductsProfessional Organizing ServicesFind A Seminar, Workshop, Or Keynote SpeakerRead Our Two Free Monthly NewslettersFree Organizing Tips And AdviceResources For Professional OrganizersLearn How To Become A Professional OrganizerUseful Organizing Website LinksUseful Organizing Website Links

Search for:


You Are Here: Home - Blogs

NEW! - Keywords For This Page:   The Mental Side - Finances - Debt - Bills - Chronic Disorganization

Blog: Minimizing Financial Clutter
The Turn-off Notice

Yesterday, when I was almost finished conducting an initial on-site consultation with a new client, something disturbing happened. The phone rang.  My new client let her answering machine pick up the call.  A recorded voice from our local gas and electric company reminded my new client that she had recently received a "turn-off" notice: her electricity would be turned off in a matter of days if she didn't pay her bill.  Uh-oh…
I'm sure she was very embarrassed that I overheard that call.  After all, she and I just met. (And she just wrote me a check!  What must I be thinking?!)
What she didn't know, however, is that I have seen many, many, many gas and electric turn-off notices during my years as a professional organizer.  The recipients of those notices seem to fall into one of two categories…
People in Crisis
  • Something has happened to the client (usually something bad, but not always)
  • Any previously-existing mail management and bill paying systems have gone down the drain because of the crisis
  • Lack of money isn't the issue; it isn't that they can't pay their bills, they just don't (see above for the reasons why they don't)
I can tell when a client's crisis began when I sort through their paperwork.  The old, pre-crisis papers have been filed in a relatively organized system.  The crisis began on the date marked on the oldest unfiled piece of mail.  That is also when they stopped paying their bills on time. 
Chronically Disorganized People
  • They have never had a system for paperwork or bill paying
  • They have poor credit ratings and (frequently) are in trouble with the IRS for non-payment of back taxes (sometimes WAY BACK taxes)
  • They are unable to get out of their situation without outside help
  • Their situation will likely continue and worsen if they don't get outside help
  • Their disorganization affects them negatively across many areas of their lives – not just the financial area.
None of us is self-sufficient.  There are things you do better than I do.  If I need to do those things, I'm going to hire you to help me with them.  It only makes sense. 
If you (or a loved one) receive turn-off notices, have a poor credit rating simply because of disorganization, or experience other effects of crisis disorganization or chronic disorganization, please hire a professional organizer to help you.  You don't have to continue to live that way.  The National Association of Professional Organizers (www.napo.net) and the National Study Group on Chronic Disorganization (www.nsgcd.org) can help you find a qualified professional organizer in your area.
There is hope for your situation.  You may just need someone to help you turn the lights back on.

posted on: 2/17/2008 11:30:00 AM by Katherine Trezise
category: Finances

Minimizing Financial Clutter: < Previous Post - Next Post >
Blog Central: < Previous Post - Next Post >

Discuss This Post

There are no comments.

Add a comment about this post:
(Note: To reduce blogspam, HTML tags are not permitted in blog comments and will be removed)
Please Enter The Following Code:
In order to cut down on SPAM, we ask that you enter the code exactly as shown in image below. If you can't read the code, simply select "Load New Code" and a different graphic will appear. Cookies must be enabled on your web browser.
Code Image - Please contact webmaster if you have problems seeing this image code Load New Code
Powered by Web Wiz CAPTCHA version 2.01
Copyright ©2005-2006 Web Wiz


Minimizing Financial Clutter

by Katherine Trezise

View This Blog

   Subscribe To This Blog

About Katherine:

Katherine Trezise is president of Absolutely Organized, based in Baltimore, MD. She is president-elect of the National Study Group on Chronic Disorganization. Katherine holds a masters degree in business administration, is a Certified Professional Organizer® and a Certified Professional Organizer in Chronic Disorganization®. Absolutely Organized specializes in helping people organize their homes, paperwork and financial records to make room in their lives for the things, people and activities that are most important to them.

Katherine's Website:


Add this page to your Bookmarks!

E-mail this page to a friend!

www.OnlineOrganizing.com is a service mark of Bradford, LLC.
Content on this site is © Bradford, LLC, All rights reserved.

If you notice any problems with this site, please contact our webmaster.
And if you don't see what you need you are welcome to "ask the organizer" any question!

To see what people are saying about www.OnlineOrganizing.com, check out our visitor comments.

Click here to view our privacy policy.

Calendar Of Organizing Holidays And Events Blog Central Sign Up For Our Free Online Newsletters Join The Conversation At Our Organizing Discussion Board Advertise Your Company On Our Website Be An Affiliate Of www.OnlineOrganizing.com
Check Us Out On FaceBook