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Blog: Minimizing Financial Clutter
Rethinking "Cyber Monday"

You can learn some things listening to the radio for 36 hours.
I'm on the last leg of a 2,000-mile car trip from Baltimore to Pensacola, FL. We spent Thanksgiving with our daughter, who is stationed at Pensacola Naval Air Station.  (I'm not driving as I write this!)
Since I was held captive by 3 family members whose idea of a good time wasn't going to the mall at 5 a.m. on Black Friday, I'm suffering with severe pent-up demand to go Christmas shopping.  I did break free long enough to check my e-mail, however, to find a half-dozen of my favorite retailers beckoning me to ORDER TODAY.  I was enticed by their offers of 20% off and free shipping.  I even put a few stocking stuffers in one electronic shopping cart.  But then, I heard the radio announcer and I didn't click "Buy Now".
The announcer said something I've never heard before.  He said "Don't buy your holiday gifts over the internet this year.  Support your local stores and buy your gifts there."
We've all heard the dire predictions of what will happen to many brick-and-mortar retailers in January if not before.  It can be a self-fulfilling prophecy or we can each do our part to help preserve them by SHOPPING THERE!  I don't know about you, but I don't want my local stores to go away. 
The Monday after Thanksgiving has recently been nicknamed "Cyber Monday" according to another radio announcer, anyway.  It is supposedly the heaviest internet-shopping day of the holiday season.
But not for me this year. 
My husband and I had already decided to pay cash for our Christmas purchases this year.  You can't do that if you shop over the internet!  And who needs more credit-card debt these days?
I'm emptying my e-shopping cart and heading off to the mall ASAP.

posted on: 11/30/2008 11:30:00 AM by Katherine Trezise
category: Finances

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Minimizing Financial Clutter

by Katherine Trezise

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About Katherine:

Katherine Trezise is president of Absolutely Organized, based in Baltimore, MD. She is president-elect of the National Study Group on Chronic Disorganization. Katherine holds a masters degree in business administration, is a Certified Professional Organizer® and a Certified Professional Organizer in Chronic Disorganization®. Absolutely Organized specializes in helping people organize their homes, paperwork and financial records to make room in their lives for the things, people and activities that are most important to them.

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