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Blog: If Your Money Ain't Happy, Ain't Nobody Happy
Are You Going to be Prosperous?



What does prosperity look like in your eyes? How do you envision prosperity? If you don't really know what it looks like then how do you know if you're going towards it or away from it?
I hope last week's guided questions really helped you figure out why you want to do something with your money this year.  Not only why but to determine what direction you are pointed in whether good or bad.  I believe that helping someone through this process is so important because for many of us if we don't know how to do something, where to start or what to do first is simply from a lack of being taught.  I am really trying to teach you exactly what questions matter and which ones don't.  Often the wrong questions can lead you in the wrong direction and the right ones will not only move you toward your goals but know what the scenery in supposed to look like on your journey to prosperity.  
 
One facet of prosperity, for my husband and I, has been my business.  I have my business so I can choose when I want to work or be home with my children and watch them grow and teach them.  It gives me the flexibility to go and earn some extra money.  Most importantly I can be hired by someone who is desperate to get their life in order. I never wanted to be in business just for the money, I wanted to change the lives I came in contact with and have them say, "Triste helped change my life forever" to me that is success and prosperity.  The only way we could accomplish not relying on my income was by living off my husband's income. 
 
Living on only one income in today's age seems a little backward to some people but if you plan you can accomplish it.  In order to be successful is this plan we needed to start the process years before having children, which we did.  Often the goals you set out for yourself need time to develop.  In our "we want it now society" we forget that patience is a virtue and good things really do come to those that wait and are patient in the process.
 
Once we got started in that direction and established it by me only working my business, which is a true transition and takes much more resources than planned on.  We implemented it by using the money earned by my business to pay the bills for my business and used my husband's income to pay our cost of living bills on the home side.  Yes, we did not get the home as soon as we wanted and it took some sacrifices but, it provided me with the peace of mind that whenever a baby came along we already had a contingency plan in place and we did not have to go through the stress of figuring out what to do during pregnancy.  Planning ahead and setting goals creates a less-stress lifestyle and to me that is being very prosperous!
 
Some different goals we wanted to reach needed to have some serious cash to back them up.  Like the one we had since our first date.  We wanted to have a weekend home.  Ten years later we finished building it using some money we saved, but still using just my husband's income to pay for all the bills for both homes!  To me having a place, which ended up being more beautiful than we planned, to go and unwind from the world is being prosperous! 
 
So what does prosperity look like to you?  Prosperity comes from deciding what your "crop or crops" (otherwise know as goals) are going to be and doing all the steps to prepare (including preparation to make sacrifices), cultivate and grow those dreams and goals until fruition. 
 

Neither success nor prosperity is an overnight process.  It is hard work.  It is worth it.  It is rewarding.  So go ahead and start on your journey to prosperity so 2008 will be great, but not as great as the years to come since you are putting action behind dreams.  Make your dreams come true…one step at a time.  Like my Mom always told me "inch by inch everything is a cinch." Those words are truer than you can imagine for every part of life!  

posted on: 1/23/2008 11:30:00 AM by Triste Horrell
category: Finances


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If Your Money Ain't Happy, Ain't Nobody Happy


by Triste Horrell

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About Triste:

Being an organizing expert makes one want to be a "showroom" in all areas of life. However reality can hit hard when you're a mother of small children and a military wife and own an organzing business. Of course Triste would like to have a picture perfect Better Home and an even Better Garden. Throw a Pottery Barn in the backyard for exceptional creative time to become the wiz-woman for all the ideas and inventions that the world could not live without. But Triste has settled on the fact of telling herself "I can be perfect in my mind and no one can mess up my space there!" In reality Triste is very self-motivated and has true business accomplishments like having SYSTEMIZE since 1997, the first home and business organizing firm in the state of South Carolina. She has been repeatedly recognized in her Greenville, SC area for her organizing expertise and makeovers on local NBC and FOX news, Greenville News, local magazines such as Greenville Magazine and Upstate Parent and NPR radio. She has turned people's lives around by focusing on what she calls the "four building blocks of being organized" consisting of space, time, financial and personal. This is even represented in her business logo. "That's what I'm in business for, turning people's lives around!" Also applying her popular 3 Steps to Systemize have not only organized her clients but KEPT them organized for years.

Triste's Website:

www.systemize4u.com


Downtime Activities

  • Reading Magazines
  • Spending time at our cottage
  • Keeping our Westie pretty
  • Putting tealights around after the kids are in bed
  • Adventures with my awesome hubby
  • Making microwave smores...just for me
    1 graham cracker, broken in half 1 small piece of chocolate 1 big marshmellow On one side of cracker put piece of chocolate and marshmellow on top. Place in microwave and heat for approx. 17 seconds (while cooking replace marshmellow on top of chocolate if needed). Put other half of cracker on top, eat and enjoy and watch out for oozing chocolate!

My Organizing Tool-Box

  • Time - Outlook
    This is a great way to keep papers off the desk and track where you need to go, task list, jot down quick notes on the virtual "post-its, keep up with contacts in the virtual Rolodex
  • Personal Finances - Quicken
    This simple yet practical program keeps your bank accounts in tact...did I mention simple?!
  • Business Finances - QuickBooks
    I have used this program for years and have set many clients up on it. It is a must for keeping track of business transactions and keeping tax time easy...push a few buttons and out come the reports, your done and your tax preparer loves you.
  • Space - turntables
    I love these things! You can put them in cabinets, the fridge, garage, and closets. They are inexpensive, easy to find and available at any discount store and you can even find fancier ones. If you are not sure what they are, they are the white (or other fancier kinds) and spin around like a lazy susan, you can have a single or double-tier one for spices.
  • Personal - Magazines and Internet
    I love to look at magazines and the internet for good articles on personal development, pictures for decorating inspiration and fun projects to do with my family. I keep my magazine subscriptions to a minimum (3) so I can read them and enjoy each one. I look for things on some of my favorite websites for whatever fancies me at that time.
  • Online Recipe Boxes
    Use these on some of your favorite websites, bring the laptop into the kitchen while the recipe is up and you never have to have the paper clutter. One of my and my husbands favorites is Williams-Sonoma.


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