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Blog: If Your Money Ain't Happy, Ain't Nobody Happy
 If You Had A Million Dollars
Have you ever pondered that question? My husband and I most certainly have. We have worked very hard with our money and achieved many goals with it, so posing that questions can create millions of answers. One of the biggest questions to ask is "Would be wise with it or squander it like statistically most people who get a windfall?" The idea of having a cool million seems like a great dream come true. I would be a little wary of a dream like that coming true if my money was in shambles right now. How many times have you heard "the rich get richer and the poor get poorer?" Is that really how it works? I can only think that a statement like that could come from people who gave their finances a purpose. A purpose without giving up the goals set before them. How else would amazing people like a janitor, I heard of on the news some years ago, was an unknown millionaire when he died not because he had a good income but because he purposefully did something with the money he made not what he dreamt he would make. There is a HUGE difference! So many people are working so hard to earn a larger income that will support their spending habits instead of making good spending habits to make their money work for them no matter how much or "little" they make.
Last week I talked about prosperity and how to determine what prosperity is for you. I am sorry to inform you that making a larger income does NOT equal prosperity in general. Yes, one facet may be that but there are many more. Look at the above question again, if you had a million dollars. Would a million dollars bring ultimate fulfillment? Undoubtedly it may bring some peace of mind, if you don't squander it and end up worse than what you would have been. Would you be more selfish or would it allow you to fulfill the gift of giving where you could not at this time? You may think you know the answers to these questions but let me challenge you in a unique way. What you would do with a million dollars would only magnify what you are doing right now with your money. You may ask, "How in the world do you come up with that answer"? It's easy; let me say it again. What you would do with a million dollars would be a magnification of what you do now. If you easily get yourself into debt now, a million dollars would get you out of debt and then you would quickly slip back into debt again only in more magnified amounts. If you look for small ways to give right now to others with what you have you will have a tendency to look for needs of others if you had a million dollars and the joy of giving would only magnify.
More money would not change you; it would simply magnify who you are right now. So the question to ask is not what would you do with a million dollars it should be what am I doing right now with my money? Am I happy with what I'm doing with it or do I need to change my habits so if a million came my way I would be proud of what I would do with it? Believe me being purposeful with your money now could help you end up with a million dollars by the time you retire. You could go on that vacation you only dream about if you save just a little everyday, even fifty cents a day adds up to more than you would have if you didn't save it. So it might take a little longer to get there the most important factor is you are getting there rather than putting it off until you make more money. The more money you make, the more money you spend couldn't be truer.
If you are working towards paying off your home, a million would finish that goal off. If you are saving for new vehicles then a million would accomplish those goals instead of having you spend a fortune on a car you don't need. If you give a grocery gift card to people in need now, think of how many you could buy and give away if you had a million. What about a raise? If you are already doing the right things with your money then when you get a raise it will only enhance your capabilities and spending habits, even if you don't make a million.
Think like a millionaire and start with the twenty, hundred or thousand dollars you have right now and be purposeful with it so what you do with it, hopefully good stuff, would be magnified with a million added to it. Be prosperous and become great in 2008!
posted on: 1/30/2008 11:30:00 AM by Triste Horrell
category: Finances
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If Your Money Ain't Happy, Ain't Nobody Happy
by Triste Horrell
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About Triste:
Being an organizing expert makes one want to be a "showroom" in all areas of life. However reality can hit hard when you're a mother of small children and a military wife and own an organzing business. Of course Triste would like to have a picture perfect Better Home and an even Better Garden. Throw a Pottery Barn in the backyard for exceptional creative time to become the wiz-woman for all the ideas and inventions that the world could not live without. But Triste has settled on the fact of telling herself "I can be perfect in my mind and no one can mess up my space there!" In reality Triste is very self-motivated and has true business accomplishments like having SYSTEMIZE since 1997, the first home and business organizing firm in the state of South Carolina. She has been repeatedly recognized in her Greenville, SC area for her organizing expertise and makeovers on local NBC and FOX news, Greenville News, local magazines such as Greenville Magazine and Upstate Parent and NPR radio. She has turned people's lives around by focusing on what she calls the "four building blocks of being organized" consisting of space, time, financial and personal. This is even represented in her business logo. "That's what I'm in business for, turning people's lives around!" Also applying her popular 3 Steps to Systemize have not only organized her clients but KEPT them organized for years.
Triste's Website:
www.systemize4u.com
Downtime Activities
- Reading Magazines
- Spending time at our cottage
- Keeping our Westie pretty
- Putting tealights around after the kids are in bed
- Adventures with my awesome hubby
- Making microwave smores...just for me
1 graham cracker, broken in half 1 small piece of chocolate 1 big marshmellow On one side of cracker put piece of chocolate and marshmellow on top. Place in microwave and heat for approx. 17 seconds (while cooking replace marshmellow on top of chocolate if needed). Put other half of cracker on top, eat and enjoy and watch out for oozing chocolate!
My Organizing Tool-Box
- Time - Outlook
This is a great way to keep papers off the desk and track where you need to go, task list, jot down quick notes on the virtual "post-its, keep up with contacts in the virtual Rolodex
- Personal Finances - Quicken
This simple yet practical program keeps your bank accounts in tact...did I mention simple?!
- Business Finances - QuickBooks
I have used this program for years and have set many clients up on it. It is a must for keeping track of business transactions and keeping tax time easy...push a few buttons and out come the reports, your done and your tax preparer loves you.
- Space - turntables
I love these things! You can put them in cabinets, the fridge, garage, and closets. They are inexpensive, easy to find and available at any discount store and you can even find fancier ones. If you are not sure what they are, they are the white (or other fancier kinds) and spin around like a lazy susan, you can have a single or double-tier one for spices.
- Personal - Magazines and Internet
I love to look at magazines and the internet for good articles on personal development, pictures for decorating inspiration and fun projects to do with my family. I keep my magazine subscriptions to a minimum (3) so I can read them and enjoy each one. I look for things on some of my favorite websites for whatever fancies me at that time.
- Online Recipe Boxes
Use these on some of your favorite websites, bring the laptop into the kitchen while the recipe is up and you never have to have the paper clutter. One of my and my husbands favorites is Williams-Sonoma.
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1-877-251-8435
www.OnlineOrganizing.com is a service mark of Bradford, LLC.
