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	Pay Your Bills Week

	The Third Week In February

How do you go about PAYING your bills? If you are like most, you probably put off writing that check until the very last possible minute -- either because you misplaced the statement, are waiting to have enough money in the bank, or hate dealing with paperwork. How much money do you lose each month because of interest charges and LATE fees? How much stress do you experience worrying about your finances? Well, it's time to get on a regular SCHEDULE -- whether that means handling each bill as it comes in, sitting down with the checkbook on the 1st and 15th of every month, or handing the whole thing over to someone else.

Some Practical Organizing Tips...

Have a set spot where you keep bills to be paid -- keep bills separate from other "to-do's." Set aside a regular TIME -- weekly, every two weeks, whatever works -- for handling bills that have accumulated. Pay them and file them and be done with it!

Consider a bill-paying service through your bank or another financial institution. The bill will be sent directly to the bank, they will DRAFT the money from your account and send it to the creditor, and you will receive notice when the bill has been paid.

If you get hit with big utility bills -- gas in the winter and electric in the summer -- think about a BUDGETING plan. Your utility company will look at your last year's usage and average your bills out over 12 months -- you pay a set charge every month.

Do-It-Yourself Solutions...

Organizers Toolbox
Checklists, tip sheets, and more to help you stay on top of bills

What Is Your Time Worth?
Find out how much of your time is wasted by a poor bill-paying system

Do You Need To Get Organized?
Take this quick quiz to see if your finances need a little help

What Are You Doing To Get Organized?
Share your bill-paying strategies and techniques with others like you

The Latest Organizing Products
"Do-it-yourself" tools to help you take control of your finances (and more)

Get Organized Newsletter
Check out past issues for tips on paying bills in a timely manner

Organized For A Living Newsletter
Flip through past issues for tips on managing your bills as a business owner

Clickable Home
Follow the links for tips on creating a personal bill-paying system

Clickable Office
Follow the links for tips on managing bills and to-do's at work

Useful Website Links...

10 Tips To Organize And Simplify Bill Paying
Great guidelines for getting your bill paying on schedule and on track

16 Rules For Paying Bills When Money Is Tight
Sound advice on how to keep afloat when you feel you're drowning in bills

3 Strategies For Paying Bills On Time
Bank Rate's Debt Advisor offers strategies to get your bill-paying back on track

8 Tips For Paying Bills
Follow these steps to make bill-paying more organized and less painful

Automatic Deductions
Understand your rights and responsibilities before allowing automatic drafts

Deciding Which Bills To Pay First
Helpful information when you don't have enough money to pay all of the bills

Direct Payment Versus Online Bill Paying
Compare the pros and cons so you can make the right bill-paying choice

How To Organize Bill Paying In 3 Easy Steps
Just three little steps can give you back control over your finances and bill paying

How To Pay Bills By Phone
Step-by-step introduction to a quick and easy bill-paying alternative

It's Really Time To Pay Your Bills Online
Persuasive arguments for getting started with an online bill-paying service

Online Bill Paying Reviews
Side-by-side comparison of the leading online bill-paying providers

Pay Your Bills Online
The absolute essentials for getting started with paying your bills online

Surviving Tough Times: Two Bill-Paying Methods
Learn how the envelope and calendar methods can get your bills paid on time

The Prepared Caregiver On Finances
Wise guidelines when you are responsible for paying a loved one's bills

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