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NEW! - Keywords For This Page: Death - Disaster Preparedness
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FIRST STEPS
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- call the doctor -- the doctor will probably call the coroner for you
- try not to move anything until an official pronouncement is made
- make note of the time of death (as near as you can)
- contact friends or family for support during this difficult time
- keep a running list of people to thank (for help, support, flowers, etc.)
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LEGALITIES AND PAPERWORK
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- get a copy of the death certificate from the attending doctor or coroner
- contact the local Registry Office with temporary death certificate
- submit the address, complete name, and date and place of birth / death
- you will receive a standard death certificate
- required to go through probate, file insurance claims, collect pensions, etc.
- you will receive a disposal certificate for burial or cremation
- collect up the will, any estate documents, and insurance policies
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MAKING FUNERAL ARRANGEMENTS
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- decide on a funeral home and talk to the director about the arrangements
- locate the person's burial instructions and last wishes
- determine if the burial or cemetery plot has been pre-paid
- choose a location, date, and time for the services
- ask for itemized list of funeral and burial costs and what they cover
- determine if you want ashes scattered or in a container (for a cremation)
- let mourners know if they should send flowers or charitable donations
- determine if you want a "viewing" before hand -- open or closed casket
- decide on the prayers, music, and structure of the service
- make preparations for food and beverages after the service
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NOTIFYING OTHERS
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- use the person's address book to call friends and family personally
- contact the person's employer and co-workers
- place an obituary that town's local newspaper
- inform any governmental agencies (social security, IRS, military, etc.)
- notify any insurance agencies or financial institutions
- contact the person's attorney and executor of the will
- cancel utility services
- notify the post office and have mail re-directed
- cancel rental lease or assume mortgage payments
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TAKING CARE OF FINANCIAL CONCERNS
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- all financial decisions must be made by the executor of the will
- "grant of probate" allows payment of any debts still left open
- find out who beneficiaries are on any insurance policies or other accounts
- remainder of assets will then be distributed according to the will
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WHEN THERE IS NO WILL
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- all decisions must be made by spouse or closest other relative
- need to contact an attorney for advice and guidance throughout process
- can get the necessary forms at the local probate office
- will need to determine what assets the person owned and any debts owed
- return required forms to probate with standard death certificate
- get Letters of Administration from probate to distribute the person's assets
Copyright Ramona Creel, all rights reserved-- you are welcome to reprint any article, but you MUST include this resource box.
Ramona Creel is a modern Renaissance woman and guru of simplicity -- traveling the country as a full-time RVer, sharing her story of radically downsizing, and inspiring others to regain control of their own lives. As a Professional Organizer and Accountability Coach, Ramona will help you create the time and space to focus on your true priorities -- clearing away the clutter other obstacles and standing in the way of that life you've always wanted to be living. As a Professional Photographer, Ramona captures powerful images of places and people as she travels. And as a travel writer, social commentator, and blogger, she shares her experiences and insights about the world as we know it. You can see all these sides of Ramona -- read her articles, browse through her photographs, and even hire her to help get your life in order -- at www.RamonaCreel.com. And be sure to follow her on Twitter and on Facebook.
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