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	Financial Independence

	Directory Of Links

The only way to live simply is through financial independence. This doesn't mean being a billionaire -- it simply suggests that you are free from DEBT, have enough saved to feel secure, and are not completely reliant on a paycheck. It also involves cutting back your EXPENSES so you can live on a smaller amount of money.

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	The American Savings Education Council is dedicated to making saving a vital concern to all Americans. Check out their savings tools, conferences, and partner links.
	Consumer Credit Counseling Centers can help you achieve the important first step toward financial freedom -- paying off debt. They also offer budgeting and homebuyer services.
	Credit Counseling Centers Of America is a nonprofit organization that offers free credit counseling to individuals and families, as well as debt consolidation services.
	Financial Engines offers a wealth of online financial planning advice -- be sure to start out with their free financial forecast for a clear picture of your financial future.
	The Frugal Life encourages people to live according to their true priorities, rather than spending their time and money trying to "keep up with the Joneses."
	Frugal Living Tips offers a variety of useful tips for living a frugally and less wasteful lifestyle without feeling like you are missing out on something--you will also find tips on avoiding debt and saving money.
	Frugal Village is a community focused on voluntary simple living, homesteading, frugality, budget living, crafts, traditional skills, and homemaking.
	Suze Orman , author and expert on achieving financial freedom, provides a wealth of financial planning information -- check out her extensive resource center.
	Use Less Stuff focuses on helping people reduce waste and prevent pollution. Also check out their book on cutting consumption and using environmental resources wisely.

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